Free First-Time Buyer Mortgage Advice, Options, and Guidance
Free Advice for FTBs without the stress and jargon
If You Are Buying Your First Home, You Will Get My Advice Free
I am giving a free mortgage advice service to First-Time Buyers to help them get onto the property ladder. Because buying your first home is a big deal! I’ve done it myself, I know what it’s like, I know how expensive it can be.
It is an incredibly exciting time in your life but it is also likely to be the biggest purchase and financial commitment you’ll ever make.
This is why I am committed to helping you take that first step into property ownership and reducing your costs at the same time. So, I am waiving my Broker Fee for First-Time Buyers, saving you around £395.
There are so many things to think about and deal with and pay for but you can relax because I’m here to guide you through every step of the process. The best part is, it's not costing you anything.
Getting a mortgage is just one part of the process - protecting yourself and your home is just as important, if not more.
My holistic approach to advice means I help you:
- Protect your income and your home if the unexpected happens
- Protect you and your family should a serious illness or worse happen
- Find the right mortgage deal
- Understand all the costs involved
First-time Buyers Free Advice
Did I say this before? I am giving First-Time Buyers a free advice service. I won’t charge you a fee. Nothing. Zilch.
My priority is helping you secure the right protection and mortgage deal without adding to your costs. I am committed to helping you get your first property.
Independent, Expert, Unbiased Support
I am an Independent Mortgage Broker and have access to hundreds of mortgage deals. This means you stand the best chance of being approved because I can liaise with lots of lenders.
Estate agents may push their in-house mortgage broker, but you are not obliged to use them, no matter what they may say. Plus, they often work from a limited panel of lenders which reduces your available options and do you really want the agent to know how much you can afford?
I offer truly independent advice, with no conflict of interest, ensuring you get the best deal for your situation.
Step-by-Step Guidance for New Homeowners – Free
From your first viewing to getting the keys, I’ll be by your side.
Understanding your mortgage and protection options
I explain everything in plain English, no jargon.
Agreement in Principle
I get your Agreement in Principle (AIP) in place before you start viewing properties to give you the edge over other buyers who aren’t mortgage-ready.
Protecting your income and home
I help you put the right insurance (income protection, critical illness & life cover and home insurance) in place.
Negotiating with estate agents
I help you work out your best offer to secure a fair price and I guide you on how to negotiate with the estate agents
Costs
From solicitor fees and Stamp Duty to lender fees and survey costs, I help you budget so there are no surprises.
Protecting Your Future
What happens if you can’t work due to illness or injury? What if the worst happens?
Your mortgage is a long-term commitment and the right protection ensures your home is safe no matter what life throws your way. I help you understand:
- Income Protection – Covering your monthly bills and payments if you can’t work.
- Critical Illness Cover – A lump sum payout if you’re diagnosed with a serious illness.
- Life Insurance – Protecting your loved ones if you’re no longer around.
“Alex is a fantastic advisor, going above and beyond to help and guide one through the process and pitfalls of buying a place.”
- Thomas M, First-Time Buyer, Buckinghamshire -
More Than Just a Mortgage Broker
I don’t just find you a mortgage and protect it. I coach you through the entire process.
Whether you need help with paperwork, legal steps or simply understanding what happens next, I’m here to make things easy for you.
When you're buying your first home, it doesn’t have to be stressful. Get in touch for free, expert advice that puts you first.
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My Services
Mortgages
Buying a home should be an adventure, not a headache. The process of applying for a mortgage can be full of intimidating jargon, so an experienced mortgage broker like me can help. Talk to a real person, not a robot!
Protection
A great time to review the cover you have in place is when buying a property or renewing your mortgage. I can help you find an insurance solution to cover the people and things that matter most. Why leave things to chance?